PURCHASE LOAN PROGRAMS
FHA LOANS
Purchase a home with a 3.5% down payment. Very competitive interest & rates and flexible underwriting. Learn more about FHA…
CONVENTIONAL LOANS
Purchase a home with a 5% down payment. Rates slightly higher than FHA but flexible mortgage insurance options. Learn more about conventional loans…
CONV HOMEREADY/HOME POSSIBLE
Special conventional loan with a 3% down payment that offers incentives to home buyers through lower interest rates and reduced mortgage insurance. This is a great alternative to FHA loans. Learn more…
VA MILITARY
100% zero down payment mortgage for our veterans and active military. Incredibly low interest rates and no monthly mortgage insurance. In our opinion, this is the best loan in the country. Learn more about VA…
USDA RURAL
100% zero down payment mortgage intended for rural areas of Colorado. This loan offers similar competitive rates to FHA but has reduced upfront and monthly mortgage insurance premiums. Learn more about USDA loans…
GET PRE-APPROVED!
Get an advantage over other buyers by having your loan completely pre-approved before you start looking at homes. Here are a few reasons why getting a pre-approval will put you ahead of other buyers!
• Always close on time!
• We won’t rush or try to pressure you in any way.
• Focus on finding a home instead of worrying about your loan.
• Close in 30 days or less.
• We offer some of the most competitive mortgage rates in Colorado. This will help you get the lowest monthly payment and save you thousands of dollars over the life of the loan. Check out our rates…
• No lender fees! We do not charge unnecessary junk fees. We can also do a loan with no origination fees, no underwriting fees & no processing fees.
• Close your loan faster. Our processing department is lightning fast and we’re always working hard to make sure your loan is processed and closed in a fast and timely manner.
• Seller not willing to pay for closing costs? No problem! Get premium pricing to cover all your closing costs and submit a competitive offer to the seller! Learn more about a no-cost loans…
First-Time Homebuyer? Let us guide you through your first home purchase
